- Simple pet insurance
- Aussie Customer Care
- No sub limits
- Emergency help 24/7
Our flexible options make it simple to tailor your pet insurance cover.
Get your quote in 2 minutes
3 easy steps to cover your Dog or Cat
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Tailor your Cover
Pet Insurance can feel complicated but it doesn’t have to be.
Our pet insurance has been built from the ground up with vets’ advice to provide clear cover that’s easy to understand.
Our flexible options make it simple to tailor you pet insurance cover.
There are no sub-limits or hidden costs, simply choose your desired:
- Annual Limit ($7,500, $12,500 or $25,000);
- Benefit Percentage (70%, 80% or 90%) and
- Annual Excess ($200, $100, or Nil).
You can also add Optional Extra Benefits if you’d like to include cover for Dental Illness, Behavioural Problems and Alternative Treatments.
All Knose customers get free access to the Pet Health Hotline. Find out if you need to take your pet to the vet, ask specific questions or get general advice, any time day or night.
Your quote in
Simple Pet Insurance
Annual Limit options$7,500, $12,500 or $25,000
Benefit Percentage options 70%, 80% or 90%
Annual Excess options $200, $100 or $0
Covers accidental injury
Optional Extra Benefits Optional
- Dental Illness
- Behavioural Problems
- Alternative Therapies
24 x 7 access to the Pet Health Hotline
- Accidental Injury (except Specified Conditions)1 Day
- Illness (excluding Specified Conditions)14 days
- Optional Dental Illness
- Pets under 1 year old14 days
- Pets 1 year old and over6 months
- Optional Behavioural Problems6 months
- Specified conditions(?)6 months
* As long as You continue to hold the cover, pay Your Premium when it falls due and meet the conditions of cover, We will not refuse to provide You with a Renewal Policy due to the number of claims You may have made or if Your Pet has developed chronic conditions.
Pre-existing conditions and other exclusions, terms & conditions apply. Please see the Product Disclosure Statement for more details.
Get your quote
our word for it
All insurance companies are quick to deduct your premium, however it is not often that you find an insurance company that bends over backwards when you need their help. Knose has provided very efficient Read More >
and supportive responses to my claims. Plus every interaction has been fast, friendly and [they’re] genuinely interested in my dog’s health. Highly recommended
Carlee - VIC
Amazing company and incredible customer service! Anytime I’ve called or emailed, my enquiries are actioned so quickly. The customer service team in every department are extremely helpful, friendly and make you feel special. Thank you again for being so caring.
John E, QLD
Arranging insurance with Knose was quick and easy, they replied to any questions quickly and efficiently. Their pricing was competitive too.
Jamie Freed, NSW
I have only had my puppy Maisie for a few months but I have already had to make some claims, which were processed quickly with friendly service. As a nervous first time puppy mum it is great having the peace of mind that I can take her to the vet when needed without feeling financially strapped.
Super happy with the service from Knose, swift in responding and timely with their execution of transaction. Would recommend for sure after my dog Nala got ill with canine coronavirus!
Hopefully I don't ever need to use this insurance but I wanted a plan just in case.I looked into a few options to insure my new pup and found Knose offered one simple plan that was easy to understand and provided great limits. Read More >
With three coverage options of my choosing, and at affordable prices, I have chosen to opt for 80% coverage.After noticing errors in my policy (my mistake) I needed to contact customer service and make some changes. I found the staff at Knose to be extremely helpful and quick in their responses. Really lovely to deal with.
Happy insurance broker Sydney
Knose have been able to answer all my questions, whether they've already known the answer or had to call me back (And yes, I did get a callback in fact it was the same day) and it's left me feeling very confident in protecting my pup with Knose. Read More >
The policy is extremely easy to read in comparison to other insurers’ giving me the clearest understanding of what I am and am not covered for.As an insurance professional I'm very picky with my insurances and customer experience & am so far beyond impressed with Knose's pet insurance product and their customer service.Keep up the great work!
I recently purchased pet insurance from Knose. The very next month, I noticed the dog had a sore ear, so off to the vet. Made this claim and was quickly contacted by the team. Claim was processed and money was in my account. Thanks Knose!
Claims are easy and absolutely hassle free. Resolved within one week after a emergency trip to the hospital for our puppy. Service or value could not be better. We will stick with Knose for sure!
Joined Knose about 2 months ago for my two dogs. The cost was slightly (about $10 per month) more than Medibank Private, but they allow you to claim 90% (usually 80% elsewhere). They are also very clear about what is covered and what is not. Read More >
I really like their process with pre-existing conditions. When you join or upon your first claim, they undertake a pre-existing condition assessment and let you know the outcome. Rather than simply exclude a pre-existing condition for life, in some cases they will remove it from being a pre-existing condition after a set period of time where there has been no sign of the condition. I've not seen this with other pet insurance companies.We recently submitted a claim as our dog got sick and they paid the entire claim (up to 90%) within a few daysand without a fuss or drama. Their email communications are from a human and not generated by a computer system.If you are in the market for Pet Insurance, forget the big named companies and support this business!!!
Get A Free VIP Care Pack when you join by 29 February 2020
As pet care specialists, we know what your furry‑best‑friend needs to put a spring in their step and a wag in their tail.
Buy Knose Pet Insurance by 29 February 2020 and once you've paid your third monthly premium instalment, we'll deliver to your pet one of our lovingly picked and packed care packages*. What are you waiting for?
Get your quote in 2 minutes
* You will become eligible for the Free VIP Care Pack following payment of your 3rd monthly premium instalment. The inclusions in the VIP Care Pack are determined by Knose and subject to change from time to time. The recommended retail value of the VIP Care Pack is at least $100. Not available in conjunction with other promotions.
Have a question?
Call us now on
1300 356 642
Frequently Asked Questions
Knose Pet Insurance is available to Your companion cats and dogs that reside with You in Australia. We do not cover any other type of pets.
This Policy has been designed for companion Pets and therefore it is not possible to purchase cover for all cats and dogs.
Certain breeds are considered dangerous and/or are banned in Australia. It is not possible to purchase cover for a dangerous or banned breed. If Your Pet’s breed is categorised as dangerous and/or banned in Australia after purchase or renewal of Your Policy, then Your Pet will no longer be eligible for this Policy and We will send You notice of non-renewal prior to the expiry of Your current Period of Insurance.
Work or sporting activities
Cats and dogs participating in commercial or sporting activity such as breeding or obstetrics, working, fighting, racing, personal protection, gun sports, law enforcement or guarding are not eligible for cover.
Note that it is possible to purchase cover for pets who participate in or are show dogs/cats, search and rescue dogs, guide dogs, assistance dogs or customs sniffer dogs.
Once you have insurance there is no age limit, this is called Lifetime Cover. There are minimum and maximum ages for starting insurance
Minimum and maximum age of Pets on entry
When purchasing a new Policy:
- the minimum age for entry for a Pet is 6 weeks old; and
- the maximum age for entry is 8 years and 364 days old.
Waiting Periods apply to certain benefits available under the Policy. Cover is only available after the Waiting Period has elapsed.
|a. Accidental Injury (except Specified Conditions)||1 day|
|b. Illness (except Specified Conditions)||14 days|
|c. Optional Dental Illness||14 days – pets under 1 year old or6 months – pets 1 year old or over|
|d. Optional Behavioural Problems||6 months|
|e. Specified Conditions||6 months|
You may ask us to waive the Waiting Period for some or all the Specified Conditions, and other Conditions (e.g. Dental Illness). When you take out a policy, we will provide an Application Form to apply for a reduction of Waiting Period(s) for You and Your vet to complete. Specified Conditions are cruciate ligament damage, intervertebral disc disease, hip dysplasia, patella luxation, elbow dysplasia, osteochondritis dissecans (OCD), cherry eye, entropion, ectropion, and Brachycephalic Obstructive Airway Syndrome (BOAS) and Lumps. Lumps are not considered a Specified Condition if Your Pet was under one (1) year old on the First Date of Cover or when Your cover increased.
Cover commences at 23:59 on the day you purchase cover.
Cover under Your Policy will continue into subsequent Renewal Periods and will cease on the effective date of cancellation or the end date of Your current Period of Insurance if You confirm You don’t wish to renew Your Policy.
As long as You continue to hold the cover, pay Your Premium when it falls due and meet the conditions of cover, We will not refuse to provide You with a Renewal Policy due to the number of claims You may have made or if Your Pet has developed chronic conditions.
However, please note that we may change the terms and conditions of your cover over time, and your policy renewal may reflect these changes, based on factors including, but not limited to, a pet’s age, breed, and general increase in the cost of veterinary treatment. This may lead to an increase in your premiums.
While there are numerous factors involved in determining the premium levels, a pet’s age plays an important part. Like humans, as pets age, the likelihood of them falling ill increases and the cost of veterinary procedures generally also increases. This means that the Premium is likely to increase each year to make sure we can keep helping with your pet’s veterinary costs.This is a general guide only, and future premium levels can also be impacted by other factors including, but not limited to, a pet’s breed and general increase in the cost of veterinary treatment over time. Please call us on 1300 356 642 if you would like to know more about Knose Pet Insurance.
During the application process You will be provided with various options to tailor Your coverage, You can choose:
- Your Annual Limit.
- What proportion of Vet Costs You would like reimbursed.
- Whether or not you’d like to include an Annual Excess and the level of Annual Excess.
- To include optional extra benefits.
After you’ve purchased your Policy online, you may also call to arrange to exclude cover for Vet Consultations. This may be useful if you also have a Pet Care Plan issued by your vet which includes consultations.
There is no cover under this Policy for Vet Costs for Treatment of Pre-existing Conditions.
A Pre-existing Condition is defined as:
an Injury, Illness, Dental Illness or Behavioural Problem, (including Bilateral Condition and other conditions that are related to, secondary to, or results of) that:
a) first occurred or showed symptoms of, or
b) was identified or investigated by a Vet, or
c) You were aware of or a reasonable person in the circumstances could be expected to have known about,
before Your Pet’s First Date of Cover, before a change of coverage becomes effective, or during any applicable Waiting Period.
When We conduct the assessment of Your first claim under the Policy We will also arrange for a full assessment of Your Pet’s medical history. You will be required to aid in the process of obtaining Your Pet’s medical history e.g. by providing details of any Vets Your Pet has seen in the past. This assessment will establish what Pre-existing Conditions, if any, Your Pet has, and We will share the assessment outcome with You. You may request a Pre-existing Condition assessment before Your first claim (e.g. during a cooling off period).
Where an assessment has been completed that results in the identification of Pre-existing Conditions, We will provide You with an updated Certificate of Insurance which lists them along with confirmation of the required symptom-free period for each for Us to consider exception from the Pre-existing Condition exclusion.
Knose Pet Insurance does not provide cover for the cost of preventative and routine items including health exams and tests, vaccinations, parasite protection,grooming, food and supplements. We wanted Knose Pet Insurance to cover the unexpected events, and, therefore have created Knose Essentials Pet Care Plans that focus on the wellbeing and preventative health care of your pet.
For pet owners interested in preventative health care items, Knose Essentials PetCare Plans can help you simplify your pet’s health care. These plans provide home-delivery of selected flea, tick, worm and/or heartworm treatments, an allowance for annual health checks and vaccinations, as well as a pet health hotline for advice and other member benefits, such as discounts on pet products.
Click here to find out more about Knose Essentials Pet Care Plans.
Knose Essentials Pet Care Plans are provided by Knose Care Pty Ltd, and Knose Pet Insurance is provided by Knose Financial Services Pty Ltd*
To submit a claim
- Complete and submit the online claim form by logging in at www.knose.com.au including attaching a copy or photo of Your invoice. Alternatively, Your Vet may email a copy of the invoice and clinical notes to firstname.lastname@example.org.
- Your Vet will be contacted for a copy of the clinical notes that relate to the invoice. If Your Vet has initiated the claim on Your behalf, You will be contacted to confirm the claim.
- We will let You know if We need a full Treatment history for Your Pet from the attending Vet and any previous Vets. If so, Your Vet can easily submit these online or by email.
Alternatively You or Your vet can initiate Your claim simply be emailing Your invoice and the clinical notes to email@example.com
What You must not do
If You are making a claim You must not give Us false or misleading information. If You or any other person makes an intentionally false or fraudulent claim under Your Policy, We may refuse to pay such claim and may also cancel Your Policy or treat the contract as though it never existed.
What We may do
Where reasonably necessary We may contact Your current or previous Vet to:
- discuss any details about Your claim
- ask for any information and/or records about Your Pet.
We may decline a claim if You or Your Vet refuse or are unable to give Us any information We need to process Your claim.
What can affect Your claim
- You don’t give Us all the information We need to process Your claim.
- You or Your Vet don’t cooperate with Us and refuse or are unable to give Us any reasonably necessary information We need to process Your claim.
- You don’t provide a copy of the original itemised invoices and receipts for the Treatment received by Your Pet.
- You don’t comply with any terms, conditions or provisions of Your Policy.
For more details or contact Knose for claim related enquiries Monday to Friday (except public holidays) 8am to 8pm (AEST) via:
Phone: 1300 356 642
Most claims are assessed within five (5) working days from receiving all necessary information.
We can ask to review and examine your Pet’s past and current records and any other information from any Vet who has treated your Pet.
If the Vet Costs You are charged are higher than the fees usually charged by a general or referral practice, We reserve the right to request a second opinion from a Vet that We choose. If the Vet We choose does not agree with the Vet Costs charged We may decide to pay only the Vet Costs usually charged by a general or referral practice in a similar area for the Treatment.
Calculate the Benefit?
We deduct any outstanding Annual Excess from approved Vet Costs and pay the agreed Benefit Percentage of the remainder, up to the Annual Limit. The Annual Limit of Your Policy is the maximum We will pay for each Pet in each Period of Insurance.
For example, let’s say Your approved Vet Costs come to $1,000, You have $100 Annual Excess and have a Benefit Percentage of 80%. This means a benefit of $720 ($1,000 – $100 = $900 then $900 x 80% = $720) will be payable to you, and You will still have $24,280 of Your Annual Limit available for any future claims for Vet Costs related to Treatment in the same Period of Insurance. Future claims during the same Period of Insurance will not have the Annual Excess deducted because you’ve already met this for that Period of Insurance.
Each time Your Policy is renewed, the Annual Excess and the Annual Limit for Vet Costs will be reset
In most cases We will settle Your claim directly with You. We won’t pay the Vet or other service provider unless You instruct Us otherwise and the provider is an authorised member of Our preferred network or at Our election.
We will send You correspondence which sets out how We settled Your claim.
When We settle Your claim, We may deduct any amount You owe Us.
We’re focused on continuing to try and keep Knose Pet Insurance simple. We provide a choice of Annual Limits ($7,500 / $12,500 / $25,000), Benefit Percentage (70%/80%/90%) and Annual Excess ($200/$100/$0). There are no sub-limits.
This Policy provides cover for Treatment provided by registered veterinarian, veterinary specialist, animal hospital, animal clinic or animal surgery licensed in Australia (‘Vet’).
There is cover available under Section 5: Vet Costs – Overseas for Treatment in New Zealand or Norfolk Island whilst on a trip of not more than sixty (60) days.
During the application process you will be provided with the option to include optional extra benefits and extend cover for some conditions and treatments not otherwise covered under the Policy.
Optional extra benefits include:
- Vet Costs for Dental Illness such as dental diseases, gingivitis, periodontal disease.
- Vet Costs for Behavioural Problems such as excessive licking, fur pulling, pacing and destructive chewing.
- Vet Costs for Alternative Therapies such as acupuncture, physiotherapy, hydrotherapy.
Please note that optional extra benefits does not include cover for general dental check-up and clean, and Alternative Therapies does not include routine or elective treatments or supplements. Please see the PDS for details of what is covered and what is not.
A vet lists their top 5 pet insurance questions
Knose does things a little differently
The Knose Pet Insurance product is issued by Knose Financial Services Pty Ltd ABN 38 620 795 735, AR 1275755 ('Knose') is authorised to issue Knose Pet Insurance as an authorised representative of Blend Insurance Solutions Pty Ltd (ABN 47 617 346 353, AFSL No. 500768) ('Blend').
Lifetime policies offer the highest level of coverage for your pet. Lifetime policies typically cover both accidents and illnesses and the amount of money you can use each year resets every time you renew the policy.What things does pet insurance not cover? ›
- Waiting Period. ...
- Preexisting Medical Conditions. ...
- Pregnancy and/or Birth. ...
- Death or Theft of a Pet. ...
- Bilateral Condition. ...
- Preventable Diseases. ...
- Breed Exclusion. ...
- Age Exclusion.
- Petplan is the UK's No.1 pet insurer.
- Petplan insure over 1.3 million pets.
- Award-winning pet insurance.
- Petplan covers things others don't.
- 97% of Covered for Life® claims paid.
- You won't pay more for claiming.
- Petplan have over 40 years experience helping to keep pets healthy.
Tiaan is an entrepreneur at heart having started his first business at age 17. He is particularly passionate about re-imagine financial services. Tiaan founded Knose Pet Care and is shaking up the market with its award-winning products and customer-centric approach.Is Petplan owned by Allianz? ›
Petplan is a London-based pet insurance company. Pet Plan Limited is a subsidiary of Allianz Insurance plc, part of the Allianz Global Group.How much should you spend on pet insurance? ›
Most pet owners can expect to pay between $20 and $50 per month for an accident and illness plan with decent coverage. Your pet's age, species and breed, as well as where you live and the coverage you choose all factor into your insurance rates.Is PetPlan worth the money? ›
Extensive cover, excellent service & pay out fast!
PetPlan are an absolute pleasure to deal with, excellent support & services available. One of few insurers to offer lifelong cover, easy to claim & quick to pay out. I've been with them over 20 years & wholeheartedly recommend them to everyone.
- Newfoundland: $100.79 per month.
- Dogue De Bordeaux: $94.19 per month.
- Jack Russell Terrier: $89.53.
Pet Insurance companies do require medical records in order to enroll any pet in a policy. These companies employ teams of veterinary specialists that are trained to review your pet's medical records in order to determine if your pet has any pre-existing medical conditions.
- Alaskan Malamutes.
- Any wolf breeds.
- Chow chows.
- Doberman pinschers.
- German shepherds.
- Great Danes.
- Pit bulls.
Some insurers will start a new policy for an animal of any age but check for limits when you're comparing. Once you've got a policy, so long as you continue to pay your premiums, your cover will continue even when your pet passes the maximum age. If you're not sure just call the insurer and ask.
Pet insurance does not cover routine preventative care such as worming and flea treatment. Your vet practice may be able to offer a wellness plan to help you cover these kind of costs.How much should I pay for dog insurance UK? ›
On average, UK pet owners paid about £154 per year on pet insurance, although the amount each person spent depended on the type of pet they owned. It is worth noting here that the average figure for pets can be divided into cats and dogs.What is the best type of dog insurance UK? ›
Lifetime cover is the most comprehensive type of pet insurance. It is also the most expensive. It lets you claim up to a set amount, such as £12,000, for each year of your pet's life, for any condition they suffer.How do I make a claim with Knose? ›
How do I make a claim? Complete and submit the online claim form by logging in at www.knose.com.au including attaching a copy or photo of Your invoice. Alternatively, Your Vet may email a copy of the invoice and clinical notes to firstname.lastname@example.org.Who is John Lewis pet insurance underwritten by? ›
John Lewis plc is an appointed representative (Financial Conduct Authority number 416011) of Royal & Sun Alliance Insurance Ltd. John Lewis Pet Insurance is underwritten by Royal & Sun Alliance Insurance Ltd (No. 93792).What percentage of claims do Petplan pay? ›
While Petplan pays 97% of the claims we receive, there are some things we just can't cover your pet for. It's important you choose which plan suits you best so you know what you're covered for.How is Petplan rated? ›
Petplan Customer Service
The average rating for Petplan insurance on Pet Insurance Review is 9.2 out of 10. You can call Petplan at 1.866. 467.3875, 24 hours a day.
Can Petplan pay my vet directly? How does this work? Yes we can pay your vet directly if they are happy to receive payment in this way. In most cases, your vet can submit an eclaim which is the fastest way to get the information to us.
Pet insurance may not cover the costs for everything your pet needs. It can also amount to thousands of dollars in premiums over the life of your pet. Think about setting money aside in a savings account each pay to put towards the cost of treatments. This may be a better option for you and your pet.How much does pet insurance cost 2022? ›
Monthly premiums for pet insurance can range anywhere from $10 to $100. However, most pet parents can expect to pay between $30 and $50 for dogs and $15 to $30 for cats.Does pet insurance cover the whole bill? ›
Lifetime pet insurance is the most comprehensive cover available for your pet. As the name suggests, lifetime cover will cover vet fees and medical treatment for emergencies and unexpected illnesses for your pet's whole life.Does Petplan cover MRI scans? ›
We cover the cost of MRI scans, CT scans and ultrasounds so your vet can diagnose problems quickly.Why has my Petplan gone up? ›
Your policy premium will increase as your pet gets older but what we won't do is suddenly hike your premium simply because you've claimed. We believe pet ownership is a long-term commitment, and we're here with long-term support to help you give your pet the best care possible. Get your pet the best care.Does pet insurance pay you back? ›
Reimbursement Rate is the amount a pet insurance company pays you back for the cost of care. The most comprehensive pet health coverage will reimburse 80% to 100% of your total vet bill (after your deductible is met).Which dog has low maintenance cost? ›
Dalmatian is one exceptional dog breed that stands out for their low maintenance despite being a large and active breed. They have a thin coat which requires the least grooming and are also very obedient to their owners. They love jogging with their owners and are less prone to health issues.Are female dogs more expensive to insure? ›
Sex. Your dog's gender affects insurance costs as well. Most insurance companies will cost you more if you have a male dog – this is because male dogs are more likely to get injured or into fights, causing pay outs. Female dogs can also recover better from disease than males, which can reduce their insurance costs.What is the cheapest dog to take care of? ›
- Greyhound. These super-sleek dogs are low on grooming needs, according to the National Greyhound Adoption Program (NGAP). ...
- Bull Terriers. ...
- Weimaraner. ...
- Collie. ...
- Beagle. ...
- Chihuahua. ...
- Dachshund. ...
- Bichon Frise.
Yes. Under the Affordable Care Act, health insurance companies can't refuse to cover you or charge you more just because you have a “pre-existing condition” — that is, a health problem you had before the date that new health coverage starts.
Pre-existing diseases refer to medical conditions that intending policyholders are already suffering from while purchasing an insurance policy. These may include asthma, thyroid, high blood pressure, etc.What is considered as a pre-existing condition? ›
A health problem, like asthma, diabetes, or cancer, you had before the date that new health coverage starts. Insurance companies can't refuse to cover treatment for your pre-existing condition or charge you more.What breed of dog is uninsurable? ›
- Pit Bull Terriers.
- Staffordshire Terriers.
- German Shepherds.
- Presa Canarios.
- Chows Chows.
- Doberman Pinschers.
Pet insurance may not be worth it if: Your pet is a senior or already has health problems. A big vet bill wouldn't be a financial hardship for you. You'd rather take the risk of an expensive diagnosis than pay for insurance you might never use.What dogs cause homeowners insurance to go up? ›
According to HomeInsurance.org, “Dog breeds that are typically associated with higher insurance premiums include Pit Bulls, Rottweilers, Doberman Pinschers, German Shepherds, Siberian Huskies, Akitas, and wolf-dog hybrids.” Forbes.com adds Chows, Great Danes, Presa Canarios, and Alaskan Malamutes to their list.At what age is pet insurance the cheapest? ›
Our analysis found that the best prices were after a pet's first birthday until around age six. As your pet gets older, pet insurance costs can increase when you renew the policy.Is it worth insuring a 10 year old dog? ›
While insurance for an older dog may be pricier than a younger pet, it may be cheaper than any unexpected vet bills, prescription or ongoing treatment. It is always a good idea to be prepared, so ask your vet what type of conditions your breed tends to get when they reach an older age.What age should you insure your dog? ›
Whether you have a young puppy or kitten, or you've chosen to rehome an older pet, the first few weeks of getting to know each other are a lot of fun. But pets are unpredictable, and an illness or injury can happen at any time. That's why it's best to insure your pet as soon as you can.What is the most sold pet? ›
1. Dogs. Dogs come in at number one, with48.3 million households owning dogs in the United States, making these four-legged friends one of the most popular pets around.What is the UK's Favourite dog? ›
1. Labrador Retriever. Once again, the Labrador Retriever is the most popular dog in the UK with 61,559 registrations in 2021.
The best type of dog insurance is Lifetime cover, because these types of policies have limits that renew each year. Renewing limits protect against long-term or recurring conditions over the course of your dog's life. The next best type of cover is usually considered to be Max Benefit.Does Petplan cover blood tests? ›
From blood tests and X-ray pictures to MRI, CT and Ultrasound scans, there is a wonderful range of diagnostic possibilities which we can now offer families.Do vets accept all pet insurance UK? ›
Most pet insurance companies will be able to pay your vet directly, but not all vets accept direct payments from all pet insurance companies. That's why it's best to go with a trusted and recognised insurance provider, not the cheapest one.Is pet insurance really worth it UK? ›
It can be an especially worthwhile pet insurance for owners with a healthy pet breed that aren't expecting to have to cover any chronic or hereditary conditions. It will cover most immediate injuries and illnesses and the cover is usually enough to help with vet bills until your pet is mostly recovered.Does pet insurance cover vaccinations in the UK? ›
Vaccinations protect your pet against the most common illnesses and diseases but they're not usually covered by pet insurance. Most pets get vaccinated young and have annual boosters to top-up their immunity. Some diseases your pet's vaccinated against are rare in the UK.Which pet insurance is underwritten by Allianz? ›
If you're looking for specific needs for your pet, then Petplan can help with their specialist insurance policies. Petplan pay 97% of claims received and there's no penalty for claiming. Vets can also be paid directly, meaning you can concentrate on getting your pet back to the best of health.Who is Petplan underwritten by? ›
Petplan insurance is underwritten by Allianz Insurance plc. Pet Plan Limited is a subsidiary of Allianz Insurance plc. Pet Plan Limited is authorised and regulated by the Financial Conduct Authority.Who is the underwriter for Woolworths pet insurance? ›
Product Disclosure Statement (PDS)
Hollard is solely responsible for the PDS and is the insurer under each Woolworths Pet Insurance policy issued.
Our insurance is:
Promoted by Pet Insurance Australia Pty Ltd (AR No. 326233) Underwritten by The Hollard Insurance Company Pty Ltd (AFSL No. 241436), and.
Allianz vs AXA.
Extensive cover, excellent service & pay out fast!
PetPlan are an absolute pleasure to deal with, excellent support & services available. One of few insurers to offer lifelong cover, easy to claim & quick to pay out. I've been with them over 20 years & wholeheartedly recommend them to everyone.
Pet Insurance companies do require medical records in order to enroll any pet in a policy. These companies employ teams of veterinary specialists that are trained to review your pet's medical records in order to determine if your pet has any pre-existing medical conditions.Do pet insurers pay vets directly? ›
Most pet insurance companies will be able to pay your vet directly, but not all vets accept direct payments from all pet insurance companies.How quickly does pet insurance pay out? ›
Processing a pet insurance claim is usually straightforward and it should take between five and 10 working days to get a pay out. If you'd like to know an estimated date for the pay out, just give your provider a call. Depending on your provider, it may be possible to track the progress of your claim online.Can you claim for spying on pet insurance? ›
No, most pet insurance plans do not cover the cost of preventative treatments including neutering your pet. However, there are pet wellness plans available to you which are also known as preventative care plans, that many provide some reimbursement for spaying and neutering.How do pet insurers find out about pre-existing conditions? ›
Yes, you can take out pet insurance after the diagnosis of an illness, but you won't be able to claim for any treatments related to that condition — rather, it'll be listed as a pre-existing condition by your insurer and excluded from cover. When you make a claim, insurers will ask for the medical history of your pet.How long does Woolworths pet insurance take? ›
How long before my claim is paid? In most cases if all required documents have been received, claims are settled within 5 business days, with funds transferred electronically the next business day.